Kunci Jawaban Bahasa Inggris Kelas 12 Halaman 95 Kurikulum Merdeka Life Today, Activity 2

TRIBUNSUMSEL.COM - Kunci jawaban Bahasa Inggris Kelas 12 Halaman 95 Kurikulum Merdeka Life Today, Activity 2, silakan disimak pada artikel berikut.

Kunci jawaban Kelas 12 Bahasa Inggris untuk menjawab soal-soal pada Bahasa Inggris: Life Today untuk SMA/MA Kelas XII Edisi 1 yang ditulis Susanti Retno Hardini, Achdi Merdianto dkk dan diterbitkan Penerbit Pusat Perbukuan. 

Halaman 95 dan 96 memuat soal Activity 2 Enrichmen  Unit 2 Argumentative Text: E-Money. 

__________

Activity 2

Read the text carefully, and then decide whether the statements below are true (T), false (F) or not mentioned (NM) in the text. Tick the correct answer in the column provided.

Does Spending Without Using Physical Cash Make People Spend More?

(www.bbc.com)

Does spending without using physical cash make people spend more? This is a complicated question and it involves seeing humans as fundamentally irrational creatures, in various ways. For instance, it has been shown psychologically that people feel more pain when they lose £100 than the joy they feel on gaining £100. In other words, the pain of the loss stings more, even though the two sums
are exactly the same.

This kind of psychological insight has powered enormous change in the field of economics. Whereas before, in classical economics, academics based their theories on the assumption that people behave rationally (so that the loss and gain of an equal sum would be treated the same by an individual), this was shown to be false by psychological studies. This led to the discipline of behavioral economics and branches such as consumer psychology.

One of the great researchers in this relatively new discipline is Drazen Prelec. The MIT professor once conducted a study that involved a silent auction. The auction was held for students at the prestigious Sloan business school, for tickets to sold-out NBA basketball games. The researchers
told half the bidders they could pay only with cash, while the other half were told they could pay only with a credit card.

The results astonished the researchers. On average, it was found that the credit card buyers were bidding more than twice as much as the cash buyers. What this means, according to Prelec, is that the psychological cost of spending a dollar on a credit card is only 50 cents.

Spending on a credit card clearly has effects on how people spend, which numerous studies have borne out. However, it’s also been shown that credit card bills, when they arrive, cause enormous pain for the receiver. So much so, in fact, that behavioral economists believe this explains the continuing popularity of debit cards.

But what about using e-wallets? What’s important is feedback, explains Emir Efendic, a post-doctoral psychologist and behavioral economist at the University of Louvain. "With credit cards, you don’t get instant updates. But with online banks, you see the amount deducted immediately," says
Efendic. "If you lose feedback, then yes you’ll be spending more".

1. People feel more pain when they lose something than when they get something, even though the two sums are exactly the same.

Answer: True (T)

2. Drazen Prelec is a senior researcher at MIT.

Answer: Not Mentioned (NM)

3. During Prelec’s research, there were more buyers who joined the bid by using cash.

Answer: False (F) 

4. Debit cards greatly affect how people spend their money.

Answer: Not Mentioned (NM)

5. Spending on a credit card clearly has effects on how people spend.

Answer: True (T)

6. The participants of Prof Prelec's research were the last semester students at the prestigious Sloan
business school.

Answer: Not Mentioned (NM)

7. People are usually pleased when the credit card bills arrive.

Answer: False (F) 

8. People get instant feedback when using credit cards

Answer: False (F) 

9. By using online bank, people can notice instantly that the amount of money they have is decreased.

Answer: True (T)

10. People who lose feedback after payment will spend more money. 

Answer: True (T)

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Demikian Kunci Jawaban Bahasa Inggris Kelas 12 Halaman 95 Kurikulum Merdeka, Spending Without Using Physical Cash.

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